This issue has been resolved. The problem lay in the old, saved installer zip files. They must have been corrupted. I downloaded new fresh files (install and update files) and everything works!
Thanks to everyone for the help and again, to Milton, Rob, etc. for this wonderful tall ship. As a personal note, I can no longer fly, drive, nor race. The HMS Bounty is the only FSX sim enjoyment I can successfully use. :)
Calvin